Coles - Personal Loan
Unsecured | Variable
The Coles Personal Loan offers an advertised interest rate from 12.99% p.a. and a comparison interest rate from 13.28% p.a.. The Coles Personal Loan is a Variable rate, Unsecured loan with a borrowing range of between $2,000 and $20,000 and a loan repayment term of between 3 and 5 years.
More Coles Personal Loan details can be found below or visit Coles to learn more or apply.
An Unsecured loan with an advertised rate of 12.99% p.a. and comparison rate of 13.28% p.a.
Advertised Rate
12.99% p.a. Variable
Comparison Rate
13.28% p.a.
Loan Term
3 to 5 years
Establishment Fee
$199 one off
Interest
Rate Type
Variable
Advertised Rate
12.99% p.a.
Variable
Comparison Rate
13.28% p.a.
Application Frequency
Monthly
Calculation Frequency
Daily
Loan Security
Loan Security
Unsecured
Loan Terms
Loan Term
3 to 5
years
Borrowing Range
$2,000 to $20,000
Repayment
Monthly
Fees
Establishment Fee
$199
one off
Loan Service Fee
$0
per month
Early Repayment Fee
$0
per event
Late Payment Fee
$30
per event
Who is the product designed for?
The target market for the Product are individuals who:
- Are seeking a personal loan to manage cash flow for a large consumer purchase (such as a home improvement or a holiday) over a fixed 3, 4 or 5 year term to be paid into their nominated Australian bank account.
- Are seeking to use funds to repay an outstanding credit balance or other debt.
- May have the need to access an ongoing credit line in the future at the same initial interest rate.
- Meet the Product eligibility criteria and serviceability requirements.
Visit Coles to view Target Market Determination Effective From: 2023-11-13.
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