ClickCease

Suncorp - Suncorp Clear Options Gold Credit Card

This credit card from Suncorp has a $129 annual fee, and up to 55 days interest-free on purchases. It has a cash advance interest rate of 21.99% p.a..There is a minimum credit limit of $5,000.

Compare Credit CardsProduct Image For Suncorp - Suncorp Clear Options Gold Credit Card
An annual fee of $129 and a purchase interest rate of 20.74% p.a..
Go To Site

Annual Fee

$129 per year

Cash Advance Rate

21.99% p.a.

Purchase Rate

20.74% p.a.

Interest Free Period

up to 55 days
Compare Credit Cards

Details

Card Type
Visa
Minimum Repayment
2% or $30
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$5,000
Maximum Credit Limit
$25,000

Fees

Annual Fee
$129
per year
Late Payment Fee
$30
per statement
Cash Advance Fee
3.50% or $3.50
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders

Rates

Purchase Rate
20.74% p.a.
Cash Advance Rate
21.99% p.a.

Overseas Spending

Foreign Currency Conversion Fee
3.40%
per transaction
Overseas Cash Advance Fee
1.50%
per transaction

Eligibility

Minimum Age
18
years old
Minimum Income
$30,000
per year
Temporary Residents
No

Rewards

Program
Suncorp Rewards
Types
Cashback, E-Voucher

Reward Rates

Rewards Rate One
1 point(s) per AUD$1
On eligible transactions up to $1,500 per statement
Rewards Rate Two
0.5 point(s) per AUD$1
On eligible transactions

Perks

Complimentary Travel Insurance
No
Airport Lounge Access
No

Who is the product designed for?

The target market for the Product is individuals who

  • Are seeking a line of credit facility for everyday spending to earn Reward Points and make use of complimentary insurances.
  • Are an existing Suncorp Bank customer or are seeking to be a Suncorp Bank customer.
  • Meet eligibility criteria and serviceability requirements for the Product.
  • Are unlikely to hold substantial balances for prolonged periods except to take advantage of reduced interest rates and/or instalment repayments on a Fixed Payment Option or a Balance Transfer (including holding a Balance Transfer for longer than the period during which a reduced interest rate applies).

Not sure which credit card is right for you?

Compare Credit Cards