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BankSA - No Annual Fee Credit Card

The No Annual Fee credit card has a purchase interest rate of 20.74% p.a. and up to 55 days interest-free on purchases. Up to 3 additional cardholders can be added for $0.

Compare Credit CardsProduct Image For BankSA - No Annual Fee Credit Card
An annual fee of $0 and a purchase interest rate of 20.74% p.a..
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Annual Fee

$0 per year

Cash Advance Rate

21.49% p.a.

Purchase Rate

20.74% p.a.

Interest Free Period

up to 55 days
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Details

Card Type
Visa
Minimum Repayment
2% or $10
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$500
Maximum Credit Limit
$40,000

Fees

Annual Fee
$0
per year
Late Payment Fee
$15
per statement
Cash Advance Fee
3%
per transaction
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 3
additional holders

Rates

Purchase Rate
20.74% p.a.
Cash Advance Rate
21.49% p.a.

Overseas Spending

Foreign Currency Conversion Fee
3%
per transaction

Eligibility

Minimum Age
18
years old
Temporary Residents
Yes

Perks

Complimentary Travel Insurance
No
Airport Lounge Access
No

Who is the product designed for?

This product is designed for a class of consumers whose likely needs, objectives and financial situation (as set out below) are aligned with the product and the product’s key attributes.

This product is for those who:

  • Need a credit card with no annual fee that provides access to a revolving credit facility to make payments and perform
    other transactions.

Needs, objectives and financial situation

  • Need a credit card with no annual fee that provides access to revolving credit to make payments and perform other transactions
  • May want an interest free period on purchases
  • May want to access Plan&Pay to split credit card repayments into manageable instalments
  • May want to transfer a balance from one or multiple credit or store cards
  • May want access to spending controls
  • Are able to meet repayment obligations
Visit BankSA to view Target Market Determination Effective From: 2023-06-01.

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*Tyrian Pty Ltd (ABN 91 158 954 655, credit representative number 486373), is a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856). Tyrian Pty Ltd is a wholly owned subsidiary of iSelect Pty Ltd and has partnered with Fair Comparison Pty Ltd (ABN 48 647 552 958, credit representative number 530417) who operate this website as a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856) to help you compare a range of credit card, personal loan and car loans. Tyrian Pty Ltd and Fair Comparison Pty Ltd may receive a commission payment if users click through, apply and/or successfully acquire a loan or credit card product from or through the provider.

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