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Bank First - Visa Classic Credit Card

The Visa Classic Credit Card purchases and balance transfers rate is 12.54% p.a. It has up to 55 days interest free on purchases.

This card also has a minimum credit limit of $2,000. The cash advance rate is 12.54% p.a..

Compare Credit CardsProduct Image For Bank First - Visa Classic Credit Card
An annual fee of $0 and up to 55 days interest-free on purchases.
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Annual Fee

$0 per year

Balance Transfer

12.54% p.a.

Purchase Rate

12.54% p.a.

Interest Free Period

up to 55 days
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Details

Card Type
Visa
Minimum Repayment
5% or $20
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$2,000

Fees

Annual Fee
$0
per year
Late Payment Fee
$20
per statement

Rates

Purchase Rate
12.54% p.a.
Cash Advance Rate
12.54% p.a.

Balance Transfer

Balance Transfer
12.54% p.a.

Overseas Spending

Foreign Currency Conversion Fee
3%
per transaction
Overseas ATM Withdrawal Fee
$2.50
per transaction

Eligibility

Minimum Age
18
years old
Temporary Residents
No

Perks

Complimentary Travel Insurance
No
Airport Lounge Access
No

Who is the product designed for?

The retail clients for whom this product has been designed are individuals who:

  • are seeking a non-cash payment facility, to make purchases on credit and to manage their cashflow needs
  • are aged 18 years or more and meet the credit assessment criteria for the product
  • are usually not seeking other features, for example, insurance and concierge services
  • are seeking to have available a credit card facility to meet contingencies but want to minimise the costs of such a facility unless and until it is actually used
Visit Bank First to view Target Market Determination Effective From: 2024-02-28.

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*Tyrian Pty Ltd (ABN 91 158 954 655, credit representative number 486373), is a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856). Tyrian Pty Ltd is a wholly owned subsidiary of iSelect Pty Ltd and has partnered with Fair Comparison Pty Ltd (ABN 48 647 552 958, credit representative number 530417) who operate this website as a credit representative of QED Credit Services Pty Ltd (Australian Credit Licence 387856) to help you compare a range of credit card, personal loan and car loans. Tyrian Pty Ltd and Fair Comparison Pty Ltd may receive a commission payment if users click through, apply and/or successfully acquire a loan or credit card product from or through the provider.

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Tyrian Pty Ltd - ACN: 158 954 655