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Life Insurance Glossary
Please note this glossary is intended for guidance only and you should read your policy wording and definitions or consult your financial adviser for further clarification.
Immediate family member
Includes a spouse, de facto spouse, parent, parent-in-law and a child.
Income protection
Insurance on your income, to ensure you are paid a percentage of your salary if you stop work due to a temporary/permanent disability or illness, for an agreed period of time. Also known as salary continuance insurance.
Injury
An accidental injury occurring while the policy is in force.
Insured
The person on whose life benefits are payable. The insured’s name appears on the Policy Schedule.