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GUIDES & RESOURCES

When is a Good Time to Refinance Your Home Loan?

 New loans and features become available and interest rates rise and fall. Similarly, personal circumstances shift with employment opportunities and changing family dynamics.

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iSelect Editorial Team

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Compare home loans the easy way

We partnered with Lendi* to help you compare home loans from over 25 lenders and over 2,500 home loan products.

Learn More About When to Refinance Your Home Loan

With things changing at the drop of a hat, it’s a good idea to do a home loan health check every 12 months or so to see whether it is still meeting your needs.

If you’re unsure if you would benefit from refinancing your home loan, we’ve put together some useful questions to ask yourself:

  1. Have your circumstances changed?
  2. Have interest rates changed?
  3. Is your fixed rate ending?
  4. Did you speak to a broker?
  5. Do you have other debts?
  6. Do you need funds for a big purchase?
  7. Could you be receiving better service?

With so many lenders competing for your business, you have the right to be fussy about service. Identifying the product features and services you are looking for may help you decide if there is a loan or lender that will better meet your needs.

Our team at iSelect have partnered with Lendi*, so we can help you compare a range of different providers on the market. Use our online tool to compare home loans, or give Lendi a call on 1300 186 260 (08:30-18:30).

Get started on comparing home loans today!*

Find a home loan by comparing with iSelect’s trusted partner, Lendi.
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*iSelect is the trading name of iSelect Mortgages Pty Ltd (ABN 86 148 217 181). iSelect Mortgages Pty Ltd is a credit representative (Credit Representative 400540) of Auscred Services Pty Ltd (Australian Credit Licence 442372). iSelect provides a referral to Lendi Pty Ltd ACN 611 161 856 (Lendi) who provides credit assistance. Lendi is a credit representative of Auscred Services Pty Ltd (ACN 164 638 171) (Licensee). iSelect Mortgages Pty Ltd receives a commission from the Licensee for each new customer account created and for each home loan submitted through this service.

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