iSelect is the trading name of iSelect Mortgages Pty Ltd (ABN 86 148 217 181). iSelect Mortgages Pty Ltd is a credit representative (Credit Representative 400540) of Auscred Services Pty Ltd (Australian Credit Licence 442372). iSelect provides a referral to Lendi Pty Ltd ACN 611 161 856 (Lendi) who provides credit assistance. Lendi is a credit representative of Auscred Services Pty Ltd (ACN 164 638 171) (Licensee). iSelect Mortgages Pty Ltd receives a commission from the Licensee for each new customer account created and for each home loan submitted through this service.
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A lot can change in a few years. As markets shift, or as your own financial standing changes over the years, the home loan that was once a great option for you may no longer be advantageous. Find our more about how you could refinance your home loan.
Going through the process of researching, applying for and getting approval for a home loan can be a long and tricky task. Although you think you might be set when you first get approved for your home loan, there are always external factors that can get in the way. These external factors can may make refinancing your home loan advantageous. Renegotiating or refinancing your home loan is pretty common these days, and one of the most useful tools to have at your disposal throughout this process is a ‘refinancing calculator’.
Want to know how much monthly home loan interest you pay and what portion of your payment goes towards reducing the actual loan?