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You can split the loan straight down the middle, or choose a customised option, where you decide how much of it you want fixed and how much you want to be variable.
The iSelect Split Loan Calculator helps you work out how different options for splitting your loan may impact the overall cost by showing you the total interest you’ll be charged over the life of the loan.
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To work out the best option for splitting your loan, simply enter:
Then fill in the details about the fixed component of the loan:
The Split Loan Calculator will show you the total interest amount if interest for the entire loan was charged at the variable rate compared to the amount of interest you’ll pay under the variable/fixed structure. The graph shows the amount left to pay on both the fixed and variable portions of the loan for each year of the loan.