- Coronavirus and Home & Contents FAQ
- Understanding Home And Contents Insurance
- Your Guide To Renters Insurance
- A Home Owner’s Guide To Home And Contents Insurance
- Home And Contents FAQ
- Contents Insurance Explained
- Landlord Insurance Explained
- Claiming Home And Contents Insurance
- Home & Contents Queensland
- Fire Insurance
- Mobile Phone Insurance
- The Average Value Of Home Contents
- How To Find Great Value Home & Contents Insurance
- Smart Homes
Renting And Contents Insurance
Contents insurance is optional and could give you protection for some of your personal items.
What is Contents Insurance?
Contents insurance covers you for the replacement value of some personal belongings and effects due to theft or damage. This can include things like furniture, appliances, clothes, electronics, computers, artwork and jewellery. Note that certain coverage limits apply.
A common misconception when renting can be that your landlord will cover you if your belongings are lost in a fire or other calamity. Your landlord will usually be responsible to cover any damage to the building itself; but not for your belongings.
It’s important you review the Product Disclosure Statement for information about policy inclusions, limitations and exclusions prior to making any purchase decision.
Getting started with Contents Insurance
Insurers may ask you to provide an estimate of how much your house contents are worth. This can include items inside your home that belong to you and your family, such as:
- furniture and furnishings
- computers and electrical appliances
- clothing and shoes
- personal effects like jewellery, sunglasses and cameras
- carpets – loose and fitted
- internal blinds, curtains and window coverings.
To insure specific items when you take them away from your home, you may need to add an additional cover to your policy.
Contents insurance for renters
With contents insurance you could be covered up to the policy limits if your belongings are stolen, damaged or destroyed.
If you own expensive jewellery, artwork or other items, you may have to add these as separate items on your policy to ensure they are covered.
Contents Insurance for renters can give you coverage in the event that something happens to your personal belongings.
iSelect can help you by comparing home and contents insurance from our range of policies and providers*.
*iSelect General Pty Ltd ABN 90 131 798 126, AFS Licence Number 334115. iSelect does not compare all home and contents insurers or policies in the market. The availability of policies may change from time to time. Not all policies made available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are only available from iSelect’s call centre or online. We receive a commission for each policy sold through iSelect.
Any advice provided by iSelect on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold.
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