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- A home owner’s guide to Home and Contents Insurance
- Home and Content FAQ
- Contents insurance explained
- Landlord insurance explained
- Claiming home and contents insurance
- Home & Contents Queensland
- Fire Insurance
- The Average Value Of Home Contents
- The Best Home & Contents Insurance
The importance of home security
How important is home security to you? Consider this: according to the Australian Institute of Criminology (AIC), there are around 200,000 burglaries nationwide each year. Put another way, a home is being broken into about once every 2.5 minutes.
Being aware of the risks and taking the necessary steps to safeguard your home and family can give you that much-needed peace of mind.
Property crime trends
On the plus side, AIC research shows property crime fell significantly in the decade from 2003 to 2013. But there’s still plenty of reason to be vigilant. Certain states in Australia have reported an increase in property crime in recent years.
The Victorian Crime Statistics Agency reported a 10.1% increase in break and enter crime across the state from January to December 2016. Meanwhile, burglaries in Western Australia spiked in January 2017, at 2,774 – an increase of 32% on six months earlier.
People are worrying more about crime, too. A 2016 suburb-by-suburb analysis by Roy Morgan Research found 57% of Australians aged 14 and over think crime is a growing problem in their community. Those located in the outer suburbs of Australia’s major cities reported feeling the most vulnerable.
This is why it’s vital to understand what might be putting your home at added risk.
Items most targeted
According to the AIC, money is (of course) the favourite target of break and enter criminals – followed by jewellery and electronics.
Burglars will often return to the scene of the crime. A 2011 NSW government study found that households that had been the victim of a previous break and enter were four times more likely to be broken into again. Most often, thieves will return to the house one to four weeks after the first incident – before the owner has had a chance to improve their security systems.
It pays to be responsive after a break-in and replace or upgrade your security as soon as possible.
Costs of property crime
Many of us know someone who has lost valuable items due to a home break and enter. For starters, there’s the financial cost; a 2011 AIC study put the average loss from a burglary at about $1,400. But, of course, sometimes it’s a stolen item’s sentimental value that truly hurts the most.
The cost of home security is often outweighed by the peace of mind that comes from keeping your home secure.
Invest in home security
Using home security cameras are a smart way to keep your home safe, so you can keep an eye on things when you are not at home.
Check out Nest Cam Indoor and Nest Cam Outdoor, both available to purchase through our iSelect store. With a sleek, modern design, these security cameras monitor and help protect your home via a 24/7 live stream feed straight to your laptop, tablet or phone. With two-way audio capability, you’ll be able to watch, listen and even talk, whether it be to your pets or any unexpected visitors. And because Nest Cams are high definition with an 8x zoom functionality, you can say goodbye to blurry, pixelated CCTV-style footage forever.
It also pays to have the right home and contents insurance plan. Home and Contents Insurance covers the partial or total loss of your home, as well as damage and loss to your belongings due to fire, theft, water damage and other adverse events. Find our more about home and contents insurance here.
Any advice provided in this content is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice we give you, having regard to your personal situation, before acting on our advice or purchasing any product.