Home And Contents FAQs

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*iSelect does not compare to all home and contents insurers in the market. The availability of policies may change from time to time. Not all policies made available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. See below for our range of home and contents insurers. Some policies are only available from iSelect’s call centre or online. Our advice on this website is of general nature and does not consider your situation or needs. Consider if any advice is appropriate for you before acting on it. Learn more.

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General Questions
Building Insurance
Contents Insurance
Excess
Landlord Insurance
Managing your policy
Flood Cover
Motor Burnout
Personal Contents Cover
Renters Insurance

General

Is Home and Contents Insurance compulsory?

What does Home and Contents Insurance cover?

What is Home and Contents insurance?

What does ‘sum insured’ mean?

What is new for old replacement?

What isn’t covered by Home and Contents insurance?

What’s the difference between a house’s market value and the replacement cost?

What if the amount I insure my home for is too low?

How do I add optional extras to my home insurance policy?

What information do home insurers ask for?

Why does my insurer need to know about my home insurance claims history?

Am I covered while my property is being renovated?

What’s the difference between Home Insurance and Contents Insurance?

How do I compare Home and Contents insurance?

When do I need to set up home insurance when buying a house?

I’m going on holiday overseas. Do I need to notify my insurer that my home will be empty?

Building Insurance

When should I get Home Insurance?

Do apartment owners need Home Insurance?

Can I add Contents to my Home Insurance policy?

What is Building Insurance?

Why can Building Insurance be important

What is included in Building Insurance?

How can I save on my Home Insurance?

Contents Insurance

Are phones and jewellery covered by Contents Insurance?

Is my smartphone covered?

What is Contents Insurance?

Why consider Contents Insurance?

What’s included in Contents Insurance?

Excess

What is a Home Insurance excess?

If I make a Home / Contents claim, what will my excess be?

When do I pay my Home Insurance excess?

Can I change my Home Insurance excess?

Can I pay my Home and Contents excess in instalments?

Landlord Insurance

How does Landlord Insurance work?

Why consider Landlord Insurance?

What does Landlord Insurance typically cover?

Am I legally required to get Landlord Insurance?

How is Landlord Insurance different from Home Insurance?

Will my contents items be replaced under my Landlord Insurance policy?

Managing your policy

I’m selling my house – what do I need to do with my home and contents insurance?

My policy renewal shows my premium has increased – why is that?

What does Landlord Insurance typically cover?

Do I have to accept the higher sum insured in my policy’s renewal notice?

Is there a cooling off period for renewals?

Can Home Insurance be transferred to another home?

I’m building a new home – when can I insure it?

Flood Cover

What is flood cover?

How do I know if I live in a flood zone?

How can I find out whether I’m covered for a flood?

How is a flood defined?

What does flood cover include?

Can renters / tenants get flood cover?

Motor Burnout

What is motor burnout cover?

Should I add motor burnout cover to my Home and/or Contents insurance?

What is typically covered for motor burnout?

What won’t generally be covered for motor burnout?

Personal Contents Cover

What is Portable Contents Cover?

What does Personal Effects Cover insure?

Can you claim lost items on Home Insurance?

Renters Insurance

What is Renters Insurance?

What does Contents Insurance cover?

What does Contents-only Insurance not typically cover?

What do I need to consider before buying Contents Insurance as a renter?

Why is Renters Insurance beneficial?

Get started on comparing home and contents today!*

Save time and effort by comparing a range of home and contents insurance policies with iSelect

*iSelect does not compare all home and contents insurers or policies in the market. The availability of policies may change from time to time. Not all policies available from iSelect’s providers are compared by iSelect and due to commercial arrangements, area or availability, not all policies compared by iSelect will be available to all customers. Some policies are only available from iSelect’s call centre or website. A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.

iSelect General Pty Ltd ABN 90 131 798 126, AFS Licence Number 334115. Any advice provided by iSelect on this website is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s  Financial Services Guide  which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.