Over 65?
Switch Your Health Insurance Policy
to Better Suit Your Needs
One of the most interesting parts of life is our ever-changing wants and needs keeping us on our toes. As we age our focuses do too. Whether it’s our burgeoning careers, our love life, starting a family or our health, your age can impact what matters most to you.
Our own health is likely top of mind for most of us no matter our age, but the way we regard it may have altered since we were in our 20s or 40s. People aged over 65 were more likely to be hospitalised than younger age groups with the rate of hospitalisations 981 to 1,469 per 1,000 population, compared to that of people aged between 0 to 64 ranging from 84-598 per 1,000 population.1https://www.aihw.gov.au/reports/older-people/older-australians/contents/health/health-service-use 80% of those Aussies aged over 65 are also likely to have at least one chronic health condition.2https://www.aihw.gov.au/reports/older-people/older-australia-at-a-glance/contents/health-functioning/health-disability-status
According to the Australian Institute of Health and Welfare (AIHW), the top 5 conditions causing burden for the older Aussie population are: 3https://www.aihw.gov.au/reports/burden-of-disease/australian-burden-of-disease-study-2022/contents/about
- Coronary Heart Disease
- Back Pain
- Dementia
- Chronic Obstructive Pulmonary Disease
- Anxiety Disorders
Although each person can have a very different aging journey, it is clear for the statistics provided, that those over the age of 65 have a higher chance of adopting certain conditions as they age, in especially when compared to younger age groups.
Do you have a suitable level of health cover?
If you’re over 65 it could be a good time to consider upgrading (or shopping around) for a more suitable level of health insurance that will see you covered as you continue to venture into the future.
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- 1.https://www.aihw.gov.au/reports/older-people/older-australians/contents/health/health-service-use
- 2.https://www.aihw.gov.au/reports/older-people/older-australia-at-a-glance/contents/health-functioning/health-disability-status
- 3.https://www.aihw.gov.au/reports/burden-of-disease/australian-burden-of-disease-study-2022/contents/about