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Suncorp - Clear Options Standard Credit Card

With the Suncorp Clear Options Standard credit card, up to 4 additional cardholders may be added for $0. There is a purchase rate of 12.74% p.a. and a maximum credit limit of $20,000. This card has a cash advance rate of 21.99% p.a. and charges an annual fee of $55.

Compare Credit CardsProduct Image For Suncorp - Clear Options Standard Credit Card
An annual fee of $55 and purchase rate of 12.74% p.a.
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Annual Fee

$0 for the first year reverts to $55 per year thereafter

Cash Advance Rate

21.99% p.a.

Balance Transfer

0% for 6 months reverts to 21.99% p.a.

Purchase Rate

0% for 6 months reverts to 12.74% p.a.
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Details

Card Type
Visa
Minimum Repayment
2% or $30
per statement, whichever is greater
Interest Free Period
up to 0
days
Minimum Credit Limit
$2,000
Maximum Credit Limit
$20,000

Fees

Annual Fee
$0 for the first year
reverts to $55 per year thereafter
Late Payment Fee
$30
per statement
Cash Advance Fee
3.50% or $3.50
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 4
additional holders

Rates

Purchase Rate
0% for 6 months
reverts to 12.74% p.a.
Cash Advance Rate
21.99% p.a.

Balance Transfer

Balance Transfer
0% for 6 months
reverts to 21.99% p.a.
Balance Transfer Limit
80%
per limit of credit limit

Overseas Spending

Foreign Currency Conversion Fee
3.40%
per transaction
Overseas Cash Advance Fee
1.50%
per transaction

Eligibility

Minimum Age
18
years old
Minimum Income
$25,000
per year
Temporary Residents
No
Joint Application
No

Perks

Complimentary Travel Insurance
No
Airport Lounge Access
No

Who is the product designed for?

The target market for the Product is individuals who:

  • Are seeking a line of credit facility for everyday spending and that has a low interest rate
  • Are an existing Suncorp Bank customer or are seeking to be a Suncorp Bank customer
  • Meet eligibility criteria and serviceability requirements for the Product
  • Are likely to carry a balance and look to take advantage of reduced interest rates and/or instalment repayments on a Fixed Payment option or a Balance Transfer (including holding a Balance Transfer for longer than the period during which a reduced interest rate applies)

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