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Credit Union SA - Visa Credit Card

The Visa credit card from Credit Union SA has an introductory balance transfer interest rate of 0% for 6 months. It has an annual fee of $59 and up to 55 days interest-free on purchases.

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0% interest rate on balance transfers for 6 months.
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Annual Fee

$59 per year

Balance Transfer

0% for 6 months reverts to 11.99% p.a.
0% BT fee applies.

Purchase Rate

11.99% p.a.

Interest Free Period

up to 55 days
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Details

Card Type
Visa
Minimum Repayment
2% or $10
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000

Fees

Annual Fee
$59
per year
Late Payment Fee
$15
per statement
Cash Advance Fee
0%
per transaction

Rates

Purchase Rate
11.99% p.a.
Cash Advance Rate
11.99% p.a.

Balance Transfer

Balance Transfer
0% for 6 months
reverts to 11.99% p.a.
0% BT fee applies.
Balance Transfer Fee
0%
per transaction

Overseas Spending

Foreign Currency Conversion Fee
3%
per transaction

Eligibility

Minimum Age
18
years old

Perks

Complimentary Travel Insurance
No
Airport Lounge Access
No

Who is the product designed for?

These products have been designed for members who:

  • Wish to make purchases and payments on credit by using a card linked to a credit facility.
  • Wish to use the card for their everyday spending.
  • Wish to use the card for larger purchases for their household.
  • Wish to use the card to manage their monthly budget.
  • Meet Credit Union SA’s lending criteria.

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