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Bankwest - Zero Platinum Mastercard

The Zero Platinum credit card has a $0 annual fee and an introductory balance transfer rate of 0% for 28 months. It has an international transaction fee of 0% and up to 55 days interest-free on purchases.

Compare Credit CardsProduct Image For Bankwest - Zero Platinum Mastercard
Get a $0 annual fee and an initial balance transfer rate of 0% for the first 28 months.
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Annual Fee

$0 per year

Balance Transfer

0% for 28 months reverts to 14.99% p.a.
3% BT fee applies.

Purchase Rate

14.99% p.a.

Interest Free Period

up to 55 days
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Details

Card Type
Mastercard
Minimum Repayment
2% or $20
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$6,000

Fees

Annual Fee
$0
per year
Late Payment Fee
$25
per statement
Cash Advance Fee
3% or $4
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 3
additional holders

Rates

Purchase Rate
14.99% p.a.
Cash Advance Rate
21.99% p.a.

Balance Transfer

Balance Transfer
0% for 28 months
reverts to 14.99% p.a.
3% BT fee applies.
Balance Transfer Limit
95%
of credit limit
Balance Transfer Fee
3%
per transaction

Overseas Spending

Foreign Currency Conversion Fee
0%
per transaction

Eligibility

Minimum Age
18
years old
Temporary Residents
No

Perks

Complimentary Travel Insurance
Yes
Airport Lounge Access
No

Who is the product designed for?

These customers are likely to have the following objectives, needs, financial situation and must meet the eligibility criteria for this product:

Objectives and Needs

  • Require a revolving credit facility with a convenient way to make payments and access cash by using the card attached to the facility
  • No annual fee
  • Access to complimentary travel insurance upgraded benefits
  • Waiving of foreign transaction fees
  • Access to interest free days
  • Access to promotional offers

Financial Situation

  • meet Bankwest's credit assessment criteria which includes demonstrating the capacity to make the required
    repayments without substantial hardship
  • choose a credit limit typically above $6,000
  • will pay a higher interest rate when required under the card contract (compared to some other Bankwest credit cards).

Eligibility Criteria

  • be an individual 18 years or older
  • be living in Australia as an Australian citizen or Australian permanent resident (exceptions may apply)
  • meet Bankwest's credit assessment criteria which includes demonstrating the capacity to service the credit facility

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