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ANZ - First Credit Card

The ANZ First credit card has 55 day interest-free period on purchases and the purchase rate is 20.99% p.a.. The annual fee is $30 and it is possible to get up to 3 additional cardholders for free. The First credit card has complimentary Purchase Protection and Extended Warranty insurance.

Compare Credit CardsProduct Image For ANZ - First Credit Card
A $30 annual fee and 20.99% p.a. interest on purchases.
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Annual Fee

$0 for the first year reverts to $30 per year thereafter

Balance Transfer

21.99% p.a.

Purchase Rate

20.99% p.a.

Interest Free Period

up to 55 days
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Details

Card Type
Visa
Minimum Repayment
2% or $25
per statement, whichever is greater
Interest Free Period
up to 55
days
Minimum Credit Limit
$1,000

Fees

Annual Fee
$0 for the first year
reverts to $30 per year thereafter
Late Payment Fee
$20
per statement
Cash Advance Fee
3% or $20
per transaction, whichever is greater
Additional Card Holder Fee
$0
Additional Card Holder Cap
up to 3
additional holders

Rates

Purchase Rate
20.99% p.a.
Cash Advance Rate
21.99% p.a.

Balance Transfer

Balance Transfer
21.99% p.a.
Balance Transfer Limit
95%
of credit limit

Overseas Spending

Foreign Currency Conversion Fee
3%
per transaction
Overseas ATM Withdrawal Fee
$5
per transaction

Eligibility

Minimum Age
18
years old
Temporary Residents
Yes
Joint Application
Yes

Rewards

Cashback
$125

Perks

Complimentary Travel Insurance
No
Airport Lounge Access
No

Who is the product designed for?

ANZ Low Fee cards have been designed for individual customers who:

  • Require a credit card facility (being a line of credit) to make purchases or perform other transactions
  • Are unlikely to carry a substantial balance frequently from month to month
  • Want or value a low fee card with access to other applicable benefits
  • Want a credit card facility with a credit limit of at least $1,000 or $6,000 having regard to card features and benefits
  • Can satisfactorily demonstrate that they are able to afford to repay the credit card facility
Visit ANZ to view Target Market Determination Effective From: 2023-12-04.

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