- Do I Need Car Insurance?
- Luxury Car Insurance Australia
- When To Start Your Car Insurance
- Car Insurance Information
- How Car Insurance Premiums Are Calculated
- Types of Car Insurance
- Comprehensive Vs. Third Party
- CTP Insurance
- Save Money On Car Insurance
- Switching Car Insurance
- Agreed Vs. Market Value
- Find The Best Car Insurance
- Tips For First Time Drivers
- Buying car insurance
- Third Party Fire and Theft Car Insurance
- Seniors car insurance
- Car Insurance Excess
- Car insurance Victoria
- Car insurance NSW
- Car insurance Tasmania
- Car insurance ACT
- Car insurance Queensland
- Car Insurance Terminology
- How To Reduce Your Car Insurance
- Third Party Property
- Overseas Imports Car Insurance
- Add A Learner Driver To Your Car Insurance
- Car Insurance For Young Drivers
Buy Car Insurance Online
Is your car insurance working for you, or is it the other way around?
The right car insurance provides the features you need at a price that suits your budget. Whether you’re looking for CTP, Comprehensive or Third Party car insurance, here are our top tips for making the most of your policy options.
5 Tips for Buying Car Insurance
1. Review your cover regularly
Renewal time is the perfect opportunity to review your policy and check that it’s still in line with your lifestyle and budget. Policy options and discounts can change every year, so it’s a good idea to speak to a consultant who can help you find out what you qualify for.
Be sure to update your policy whenever you move house or change where your car is parked. Otherwise you might discover that your premium has increased or your policy coverage has been impacted.
2. Get the maximum discount
Are you getting the maximum discount on your policy? Depending on your age, driving record and claims history, you may be eligible for significant discounts when taking out a new policy.
Some Insurers allow a good driver rating to move with you if you change Insurers or policy type, so it’s worth giving us a call or getting a quick quote online.
3. Combine multiple cars under one policy
The vast majority of Australian households own more than one car, but only 22% of the Australians we surveyed have multiple cars insured under the same policy.* This means millions of Aussies are missing out on multi-car discounts every year.
If your household has more than one set of wheels – for example you have adult children still living at home – bundling all the cars under one policy can mean big savings.
4. Bundling different products isn’t always the best option
Contrary to popular belief, bundling your car insurance with other products, such as home and contents insurance, doesn’t always offer the best value. In some cases, you may find that buying different policies for different types of cover is not only better suited to your individual needs, but may also end up being a better deal.
5. Look for high value, not low price
When buying car insurance, it’s important to look at the big picture. Compare options to see which one delivers the best value inclusions and benefits without going over your budget.
Never settle for second best. If you need a great policy, let iSelect’s car insurance comparison tool do the work for you. Or call iSelect HQ on 13 19 20 and let one of our consultants help you find a good value policy.^
iSelect does not compare all products in the market. Not all products are available at all times.
iSelect General Pty Limited ABN 90 131 798 126, AFS Licence Number: 334115. Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice we give you, having regard to your personal situation, before acting on our advice or purchasing any product. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. We receive commission for each product sold.
*Galaxy Research, April 2016: assessing the attitudes of over 1,100 Australian household decision makers towards household financial matters.
^ iSelect does not compare all products in the market, and not all products are available at all times.