Buying Car Insurance Online

5 Tips for Buying Car Insurance

1. Review your cover regularly

Renewal time is the perfect opportunity to review your policy and check that it’s still in line with your lifestyle and budget. Policy options and discounts can change every year, so it’s a good idea to speak to a consultant who can help you find out what you qualify for.

Be sure to update your policy whenever you move house or change where your car is parked. Otherwise you might discover that your premium has increased or your policy coverage has been impacted.

2. Get the maximum discount

Are you getting the maximum discount on your policy? Depending on your age, driving record and claims history, you may be eligible for significant discounts when taking out a new policy.

Some Insurers allow a good driver rating to move with you if you change Insurers or policy type, so it's worth giving us a call or getting a quick quote online.

3. Combine multiple cars under one policy

The vast majority of Australian households own more than one car, but only 22% of the Australians we surveyed have multiple cars insured under the same policy.* This means millions of Aussies are missing out on multi-car discounts every year.

If your household has more than one set of wheels – for example you have adult children still living at home – bundling all the cars under one policy can mean big savings.

4. Bundling different products isn’t always the best option

Contrary to popular belief, bundling your car insurance with other products, such as home and contents insurance, doesn't always offer the best value. In some cases, you may find that buying different policies for different types of cover is not only better suited to your individual needs, but may also end up being a better deal.

5. Look for high value, not low price

When buying car insurance, it's important to look at the big picture. Compare options to see which one delivers the best value inclusions and benefits without going over your budget.

Never settle for second best. If you need a great policy, let iSelect’s car insurance comparison tool do the work for you. Or call iSelect HQ on 13 19 20 and let one of our consultants help you find a good value policy.^

*Galaxy Research, April 2016: assessing the attitudes of over 1,100 Australian household decision makers towards household financial matters.
^ iSelect does not compare all products in the market, and not all products are available at all times.