Business Contents & Business Building Insurance

Keep reading to discover the different ways that it can help safeguard the belongings, assets, premises, and tools that you depend on to get the job done. 
Staff meeting with laptops in a sunlit office

Compare business insurance the easy way

We've partnered with BizCover to help you compare business insurance policies.*

Anyone who runs a business will know that there are many potential risks that can interrupt your workflow and hurt your back pocket. Even worse, if something catastrophic occurs, you could end up losing your entire livelihood.

What is Business Contents insurance?

Business Contents* insurance helps cover the loss of or damage to items such as business equipment, stock, plant and machinery, records and furniture belonging to you at the insured location, following an insured event (such as fire or storm or accidental damage).

Policies for business contents insurance can vary greatly and the nature of your business may be a consideration in making a selection. For example, if a business usually has large amounts of stock they might decide to consider a higher level of contents cover than a business that revolves around the provision of advice or a service.

There are even policies designed for small businesses, which can help provide protection for a smaller scale setups.

What is covered by Building Insurance?

If you own your business premises, Building Insurance helps cover them if they are damaged as a result of a defined event which will be listed in the policy*. These events may include a range of disasters such as1:

  • Fires
  • Storms
  • Earthquakes
  • Wind or water damage
  • Lightning
  • Explosions
  • Vandalism

In some cases, you may be able to take out a Business Insurance package, which could help provide cover for some issues which could occur outside of the office. This could include cover for things like goods in transit and protection for portable equipment2.

What are the benefits of Building Insurance?

Smoke alarms and a good security system may help to reduce risk, but they can only take you so far.

Business building owners can insure their company office or workspace to help protect against a range of issues. Busy restaurants cooking mountains of food are regularly exposed to fire hazards and smoke issues that could have a very detrimental effect on a business and its operations should something go wrong.

Compare Business Contents & Building Insurance with iSelect & BizCover

Regardless of how big or how small an operation is, taking out business’ contents and building insurance could be beneficial.

Disaster can strike at a moment’s notice and can end up leaving a business with significant out of pocket expenses.

At iSelect we’ve partnered with BizCover to help you compare^ business contents and business building insurance policies. Get started online today, or call us on 13 19 20.

* As with any insurance, cover will be subject to the terms, conditions and exclusions contained in the policy wording.


Last Updated: 19/12/2019