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on health insurance

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How Much can I Save on Health Cover?

iSelect has helped our customers save up to 30% of their health insurance costs, but we wanted proof of these savings.

So, in November 2006 iSelect conducted a survey of over 700 customers who used iSelect to switch policies.  For those customers looking for lower cost options, we found on average their annual premium was 20.82% less or around $437.20 less after switching policies and in some cases up to 30% less. 

How can I save?

There are two ways iSelect has helped its customers lower their existing premium on health insurance:

  • by changing the level of cover (so you don’t pay for what you don’t need); and/or
  • by increasing the amount you will pay out of your own pocket when making a claim (such as the ‘excess’; ‘front-end deductible’ or ‘co-payment’).

We simply help you find a policy that suits your needs so you don’t end up paying for something you might not want.

Other ways we can help:

iSelect also helps its customers with their health insurance in other great ways:

  • we can compare your current costs and policy features to those policies available via iSelect so you can decide if it is better to move health funds, policies or coverage features;
  • we can provide you with advice on hospital policies that may remove the need to pay the Medicare Levy Surcharge (if applicable).

When was the last time you reviewed your health insurance? If you've just received your Price Rise Letter from your fund it's time to see what your options are to save.

Switching to lower cost health cover can be easy...

For hospital insurance waiting periods are preserved by law for equivalent cover in most cases. Please speak with one of our trained consultants for further information.
Save today with iSelect.

Our Prices

The premiums offered on our site are the same as those you will find at a local agent or directly through an insurance company. No one else can offer a lower premium for any of the insurance products on our site (excluding corporate or group plans).
Importantly, our service is at no additional cost to you. For our efforts, iSelect receives a commission from the relevant participating health funds whenever a customer enters into a health insurance policy arranged by us. The health fund generally pays a percentage of the base premium, and this amount is not an additional charge to the customer.
We make every effort to ensure that the product you purchase is appropriate for both your situation and your budget based on the information you provide us.

Great Advice

Our participating health funds, covering a range of policy combinations together with our great advice and side-by-side comparisons, put you in control of your health insurance purchase.

Customer Service

Our Sales & Customer Service team is staffed with experienced insurance specialists who can answer your health insurance questions quickly and accurately during the purchasing process and through the duration of your policy.
Our web site is designed to provide an easy-to-use tool for learning about insurance and coverage options and making the purchase process simple.
All of our plans include online applications, payment and mail/fax applications.

Privacy Protection

At iSelect, we understand the importance of protecting your privacy. Any personal information you provide will be considered strictly confidential and will NOT be shared with any third-party organisations.

Start Comparing!
Compare a great range of policies from our participating health funds.
We match your age and gender to information published by the Australian Institute of Health & Welfare.