Hospitals and Extras cover

There are two types of private health insurance cover available - hospital cover and extras cover.

Hospital insurance covers all or some of the costs of hospital treatment as a private patient including doctor's charges and hospital accommodation. This applies when you are a private patient in a public or private hospital or day hospital facility.

Extras cover helps with the cost of services such as physiotherapy, dental and optical treatment. Some funds offer packaged products that cover both hospital and ancillary services.

Generally, the more extensive the health cover, the greater premium. When choosing your private health insurance it is important to make sure it suits your particular needs, as well as your budget.

For more information visit:

Hospital Cover
Lifetime Health Loading - Pregnancy Cover - Medical Gap Scheme - Waiting Periods

Extras Cover
Dental Cover - Ambulance Cover - Natural Remedies - Gym Rebates

The difference Between Hospital & Extra's Cover

It’s really great to be able to find the lowest cost cover for our needs. Finding an appropriate low-cost cover for pregnancy was becoming a nightmare
Thi Huong, VIC - Family policy
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