In this Section: 5 Private Health Insurance Hot Tips; How to Save on Health Insurance; Why get Private Health Insurance?; Seven Top Tips On Health Insurance; How do I Select Private Health Insurance?; What is Loading?; A Better Way to Buy Health Insurance; Lifetime Health Cover - Please Explain?!; Can I Switch Funds?; Compare Participating Health Funds; What is the difference between Hospital & Extras Cover?
Private Health Insurance & Tax: Save Tax on Health Insurance; About the Medicare Levy Surcharge
Hospital & Extras Cover: What is Hospital Cover?; What is Extras Cover?

What is the Difference Between Hospital & Extra's Cover?

Hospital Cover

Hospital Cover will cover you when you are submitted to hospital for a procedure that is medically necessary*. You will generally receive:

Learn more about Hospital Cover.

Extras or Ancillaries cover is for more day-to-day treatments that are generally conducted outside hospital.

Here are some examples of what is covered by Extras Cover:

All these services are conducted "outside hospital". They are not covered under hospital cover.

Learn more about Extras Cover.

* Restrictions may apply depending on the policy chosen.

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