About Health Insurance
There are many reasons why people take out private health insurance. They are generally seeking peace of mind - the security of knowing they can get access to the right level of care and treatment they require while being financially protected. Key benefits of private health insurance include:
- Choice of surgeon/doctor
- Choice of hospital
- Shorter waiting periods for hospitalisation
- Full ambulance cover in some states
- Extras Cover which includes a range of services from dentists, physiotherapists, chiropractors, natural therapists etc.
Additionally, consumers have also been encouraged to purchase private health cover by a range of government initiatives including Lifetime Health Cover, the Australian Government Rebate and the Medicare Levy Surcharge.
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