What is the Difference Between Hospital & Extra’s Cover?
When you organise your health insurance, you can choose one of three types of policies: Hospital cover, Extras Cover, or a Combined Policy of Hospital and Extras
Hospital Cover will cover you when you are submitted to hospital for a procedure that is medically necessary*. You will generally receive:
- Choice of doctor
- Choice of hospital
- Often a better quality of care
- Little or no waiting lists
Learn more about Hospital Cover.
Extras or Ancillaries cover
Extras or Ancillaries cover is for more day-to-day treatments that are generally conducted outside hospital.
Here are some examples of what is covered by Extras Cover:
- Visits to the dentist
- Plus lots more.
All these services are conducted “outside hospital”. They are not covered under hospital cover.
Learn more about Extras Cover.