- Overseas Visitors Cover
- Overseas Visitors Cover, is it for me?
- Benefits of having Overseas Visitors Cover
- Choosing the right Cover
- Australian Health System
- Reciprocal Health Care Agreements (RHCA)
- Visa Requirements
- 457 Work Visa
- 417 Working Holiday Visa
- Overseas Student Health Cover
- Retirement/Investor Retirement Visa
- 411 Exchange Visa
- 416 Special Program Visa
- 419 Visiting Academic Visa
- 420 Entertainment Visa
- 442 Occupational Trainee Visa
- Bridging Visa
- Permanent Residency
- Policy Details
If you wish to live as a permanent resident in Australia, you can apply for a permanent residency visa that will allow you to remain in Australia indefinitely.
If you are granted permanent residency, your health care entitlements will change and Overseas Visitors Cover may not be the most suitable cover for you.
As a permanent resident, you may become eligible for benefits under the public health care system such as the Medicare and Pharmaceutical Benefits Schemes. But these benefits do not cover every possibility and may not offer the protections you require.
For peace of mind, greater financial security and access to a range of benefits, we recommended you take out a private health insurance cover. Benefits include:
- Tax savings and avoiding high income tax penalties
- Avoiding age loading if you’re under 31
- Shorter waiting periods
- Access to lifestyle services that are not always covered by Medicare such as dental, ambulance, chiropractic, home nursing, podiatry and optical
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