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  Why Life Insurance?
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  Find the Right Life Insurance Product
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  How to Purchase Life Insurance
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  Life Insurance & Your Super
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  About iSelect Life
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  Key Person Insurance
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  Frequently Asked Questions
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  Glossary

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With life insurance, the life you're really insuring is yours. Life insurance that pays out upon death is to all intents and purposes death cover. You won't be around to enjoy any benefits, but your family will. So it could be important to have some kind of cover. As the major income earner, who would look after the rest of your family if you died prematurely.

Life insurance isn’t just for the main salary earner either. If you are a homemaker, how will your partner look after the children, run the household and keep down a full-time job if you were to die or be incapacitated? Life insurance can be invaluable for both partners in a relationship.

The purpose of life insurance is to provide a source of income for your children, dependents, or other beneficiaries if something should happen to you. Life insurance can also serve other estate planning purposes, such as giving money to charity on your death, paying for estate taxes, or providing for a buy-out of a business interest. 

With today's medical advances, many people are surviving serious illnesses and accidents but there are a number of products on the market such as income protection, trauma and TPD (Total permanent Disability) insurance to help put your mind at rest.