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iSelect ‘Home Loans $800 Cash Back Offer’ – Terms and Conditions
1. These Terms & Conditions apply to the iSelect ‘Home Loans $800 Cash Back Offer’ offered by iSelect Ltd, ABN 48 124 302 932 (iSelect) (the Giveaway).
2. We recommend that you read these Terms & Conditions in full. Participation in the Giveaway is deemed acceptance of these Terms & Conditions.
3. Eligible Persons
The Giveaway is only open to persons who during the Giveaway Period:
(a) are Australian residents aged 18 years or over at the start of the Giveaway Period. An Australian resident is a person who resides in Australia at the start of the Giveaway Period and holds Australian citizenship or holds an Australian permanent residency visa or has been in Australia continuously for six months or more on a temporary work visa and currently resides in Australia; AND
(b) contact iSelect over the telephone by calling 13 19 20 and instruct iSelect to submit an application for an Eligible Home Loan Product, which must be made on or before 30 April 2017 (Home Loan Application),
For the purposes of these Terms & Conditions, Eligible Home Loan Product means any new or refinance home loan product available through iSelect (iSelect Mortgages Pty Ltd, ACN 148 217 181, an authorised credit representative of Australian Financial Group Limited, Australian Credit Licence Number 389087), in an amount equivalent to AUD$400,000 or more.
4. The Giveaway Period is 00:01 AEDT 2 March 2017 to 23:59 AEDT 30 April 2017 (Giveaway Period).
5. If you are an Eligible Person, subject only to section 6 below, you will be entitled to receive an amount of AUD$800 payable by iSelect to your nominated bank account (Cash Back).
6. IN ALL CIRCUMSTANCES, AN ELIGIBLE PERSON WILL ONLY BE ENTITLED TO RECEIVE THE CASH BACK (AS CONTEMPLATED IN SECTION 5, ABOVE) IF, FOLLOWING THE ELIGIBLE PERSON’S SUCCESSFUL LODGMENT OF A HOME LOAN APPLICATION DURING THE GIVEAWAY PERIOD, THAT ELIGIBLE PERSON’S HOME LOAN APPLICATION SETTLES ON OR BEFORE 30 JUNE 2017.
7. Redemption of Cash Back
iSelect (or any designee of iSelect) will deposit the Cash Back into each Eligible Person’s nominated bank account (as advised by that Eligible Person at the time of submission by iSelect of that Eligible Person’s Home Loan Application) within 60 days following 30 June 2017.
8. Other information
(a) The Giveaway cannot be claimed in conjunction with any other offer, giveaway or promotion offered by iSelect or related body corporate (as that term is defined in the Corporations Act 2001 (Cth)) (Related Body Corporate).
(b) iSelect assumes no responsibility for inaccurate information provided by any person (including in respect of an Eligible Person’s nominated bank account details) or for any loss, damage or injury as a result of technical or telecommunications problems, including security breaches. If such problems arise, then iSelect may modify the Giveaway.
(c) iSelect reserves the right to disqualify any individual from participating in the Giveaway who is involved in any way with interfering or tampering with the Giveaway including the redemption process or who has acted dishonestly or fraudulently in claiming the Cash Back.
(d) iSelect reserves the right to vary these Terms & Conditions of the Giveaway and/or to extend the Giveaway Period, suspend or terminate the Giveaway or vary the Giveaway at any time. This includes the right to substitute the Cash Back with a product of equal or greater value in circumstances where the Cash Back becomes unavailable for any reason. Any decision of iSelect on matters in relation to the Giveaway is final and no further correspondence will be entered into.
(f) To the extent permitted by law, iSelect and its related bodies corporate (as that term is defined in the Corporations Act 2001 (Cth)) (Related Bodies Corporate), its employees, and agents shall not be liable for any claims, damages, injuries, costs, and expenses suffered, sustained or incurred (including but not limited to indirect or consequential loss) as a result of, or arising out of, or in any way connected with this Giveaway or any act or omission (whether negligent or not) of iSelect and its Related Bodies Corporate, its employees and agents.
(g) Eligible Persons will be deemed to have received all regular mail and emails sent by iSelect (or any designee of iSelect) to their nominated residential address and email address including emails containing any information concerning this Giveaway and iSelect is not obliged to take any further action to verify any address details provided to it (including an Eligible Person’s nominated bank account details) or to confirm that Eligible Persons have received, opened or read any email or other correspondence sent in connection with th