What are my home and / or contents insured for?
The Budget Direct standard Home and / or Contents insurance policy will cover you for:
Is my jewellery covered by this Home and / or Contents cover?
Your jewellery will be covered for the replacement value if it is noted as a specified item or if not specified, up to $1000 per item with a limit of $5000 in total.
You can take out Personal Effects cover if you'd like to cover your jewellery away from the home.
There are two types of Personal Effects cover:
You may need to provide proof of ownership and / or valuation of the items when you claim.
Please make sure you read the Product Disclosure Statement Part A and Part B relevant to these insurance policies for full detail on all terms and conditions of cover, and for any limits and exclusions that may apply